Guaranteed insurability: a benefit included with FlexTerm
As an advisor, you understand the importance of providing your
clients with the best possible insurance coverage that aligns with their unique needs. You also understand that changes in your clients' lives can have a significant impact on their insurance coverage requirements.
That's why it's important to let your clients know about the Guaranteed Insurability Benefit included in their FlexTerm policy.
What is the Insurability Benefit? It allows clients to Increase their insurance coverage by an extra 25% (up to $125,000) without having to provide new evidence of insurability. Let's consider a real-life example Two years ago,
Scott bought term life insurance. Now, he and his wife have welcomed a new baby, and it's clear that they need more coverage.
Unfortunately, Scott's health has changed since he was last insured; he was recently diagnosed with type 2 diabetes and getting additional insurance seemed to be an arduous process.
Luckily, Scott can take advantage of the Insurability Benefit, which allows him to purchase
additional coverage without undergoing medical exams. The insurability guarantee allowed Scott to...
purchase additional coverage without undergoing additional medical requirements
avoid paying for coverage that was not needed at the time of application
Investments and Retirement
NEW BROCHURE
Retirement Income Options
Download our new printable, trifold brochure that outlines our retirement income options for your clients.
